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Millennial Home Loans

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Your Local Low-To-No Money Down Mortgage Loan Specialists With The Most Low Money Down Solutions All In One Location

    Click below if you want to Build, Buy, Rehab, or Refinance



    Start the home buying process now. Determine your loan eligibility and how much house you can afford.

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    Home buyers, how does $0 down payment and $0 monthly mortgage insurance sound?

    We’re giving home buyers a break on their down payment and monthly mortgage insurance costs.

    With a combined HomeReady® Mortgage and 20% down payment Community Second Mortgage Millennial Home Loans can help you save today.

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    Start My Approval

    Select a Refinance Loan Option That Meets Your Financing Objectives

    Streamline Refinance FHA, VA, USDACashout Refinance – FHA, VA, ConventionalHome Equity Line of Credit
    Lower Interest RateRenovation LoansReverse MortgagesBridge Loans
    Streamline Refinance FHA, VA, USDA
    Cashout Refinance – FHA, VA, Conventional
    Home Equity Line of Credit
    Lower Interest Rate
    Renovation Loans
    Reverse Mortgages
    Bridge Loans
    Refinance Option Calculator
    Combined Interest Rate Calculator

    Select a Refinance Loan Option That Meets Your Financing Objectives

    Streamline Refinance FHA, VA, USDACashout Refinance – FHA, VA, ConventionalHome Equity Line of Credit
    Lower Interest RateRenovation LoansReverse MortgagesBridge Loans
    Streamline Refinance FHA, VA, USDA
    Lower Interest RateRenovation Loans
    Cashout Refinance – FHA, VA, ConventionalHome Equity Line of Credit
    Reverse MortgagesBridge Loans
    Refinance Option Calculator
    Combined Interest Rate Calculator

    Need help with down payment and closing costs or monthly payment affordability?

    We may be able to help

    $0 Down $0 Mortgage Insurance 80/20 Loan
    WELCOME HOME RATEBREAK 2-1 BUYDOWN
    ONE+ W/2% LENDER FUNDED GRANT
    PURCHASE PLUS
    Frederick County MD DPA
    FHA w/2% Grant

    Buying a House?
    Select The Loan Program That Meets Your Needs

    Loan purpose (down payment %)

    Loan type
    VA
    USDA
    FHA
    Conforming
    Up to $806,500

    High Balance
    Up to $1,149,825
    (County Specific)
    Purchase

    Purchase

    Apply Now
    Loan type
    VA - No Max Loan Amount (0%)
    USDA (0%)
    FHA (3.50%)
    80/20 Loan (0%)
    Conforming w/Restrictions (3%)
    Conforming w/No Restrictions(5%)
    High Balance (5%)


    Renovation

    Renovation

    Apply Now
    Loan type
    VA Reno (0%)
    USDA Rehab & Repair (0%)
    FHA 203k (3.50%)
    HomeStyle (3% to 5%)


    HomeStyle (5%)


    Construction

    Construction

    Apply Now
    Loan type
    VA OTC (0%)
    USDA OTC (0%)
    FHA OTC (3.50%)
    Conforming OTC (10%)


    High Balance OTC (10%)


    Loan type
    VA
    USDA
    FHA
    Conforming
    Up to $806,500
    High Balance
    Up to $1,149,825 (County Specific)
    Purchase

    Purchase

    Apply Now
    Loan type
    VA - No Max Loan Amount (0%)
    USDA (0%)
    FHA (3.50%)
    80/20 Loan (0%)
    Conforming w/Restrictions (3%)
    Conforming w/No Restrictions(5%)
    High Balance (5%)
    Renovation

    Renovation

    Apply Now
    Loan type
    VA Reno (0%)
    USDA Rehab & Repair (0%)
    FHA 203k (3.50%)
    HomeStyle (3% to 5%)
    HomeStyle (5%)
    Construction

    Construction

    Apply Now
    Loan type
    VA OTC (0%)
    USDA OTC (0%)
    FHA OTC (3.50%)
    Conforming OTC (10%)
    High Balance OTC (10%)

    Testimonials

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