With Millennial Home Loans quick online loan application, determining if you qualify for an VA Loan and for how much, has never been easier.

Not ready to apply online? No problem. Answer a few questions, and a VA Home Loan Mortgage Expert will call you back.

VA Loans.

You Served, You Earned It!

The Zero-Down Payment Mortgage, Up To $20,000,000 for our Veterans and Current Military Personnel

100% Financed Mortgage, No Money Down, $0 Down Payment
No Monthly Mortgage Insurance or PMI, Saving you Thousands over the Life of the Loan
Flexible Credit Requirements, with Credit Scores Down to 580
Safe, Secure 30 Year Fixed Rate Mortgage or Lower Interest Rates with an Adjustable Rate Mortgage
No Maximum Loan Amount. Down Payment may be Required
With Seller Help, No Out-Of-Pocket Closing Costs
Most Property Types Allowed

If you have your VA eligibility, you earned it, so use it. Common misconceptions held by VA Borrower’s on why their VA Loan eligibility can’t be used include:
- I previously had a VA Loan so I can’t use it again. Not true: If the previous VA Loan was paid-off in full, you can use your VA eligibility as often as you like
- I currently have a VA Loan and am only allowed to have one VA Loan at a time. Not true: Under certain circumstances you can take advantage of your VA eligibility and obtain a second VA Loan, without closing out the current VA Loan. Call us to discuss further
- I had a property with a VA Loan that went into foreclosure or I had to short-sell so I lost my VA eligibility. Not true: Under certain circumstance you may have enough of your remaining VA eligibility left to use on another VA Loan purchase. Call us to discuss further
- I am a Veteran and looking to purchase a property that will require a loan amount more than VA maximum loan limits and don’t think I can use my VA Loan without paying a down payment. Not true: If you have your full VA Eligibility you can purchase a property, with a purchase price up to $20M, without a down payment so long as you as the borrower and the property can qualify for a VA Loan.

Not ready to apply online? No problem.

Answer a few questions, and a VA Home Loan Mortgage Expert will call you back.

Interest rates change on a daily basis.

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