With Millennial Home Loans quick online loan application, determining if you qualify for a FHA Loan and for how much, has never been easier.

Not ready to apply online? No problem. Answer a few questions, and a FHA Home Loan Mortgage Expert will call you back.

FHA Loans.

Flexible Underwriting, Credit Scores Down to 580, High Debt-To-Income Ratios!

The most flexible low money down loan solution available, with no income or geographic eligibility restrictions

Low 3.50% Down Payment Requirements
Down Payment Can Come from Cash-On-Hand and Flexible Sources Including Family Member Gifts and Loans Against a 401k Retirement Account
Flexible Credit Requirements, with Credit Scores Down to 550
Safe, Secure 30 Year Fixed Rate Mortgage or Lower Interest Rates with an Adjustable Rate Mortgage
Seller Closing Cost Assist up to 6% of the Purchase Price of the Home
Debt-To-Income Ratios as High as 56%
Most Property Types Allowed

Down payments as low as:
- 3.50% of the purchase price with a minimum 580 middle credit score
- 10% of the purchase price with a minimum 550 middle credit score
No foreclosure or short-sales permitted within the last 3 years
No Chapter 7 bankruptcy within the last two years
Property must meet FHA appraisal guidelines
Loan limits based on maximum County income thresholds. Click here for loan limits in your area

Not ready to apply online? No problem.

Answer a few questions, and a FHA Home Loan Mortgage Expert will call you back.

FHA Loan interest rates change on a daily basis.

To receive a quick quote on current interest rates

to receive an update interest rate quote.