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Introducing the ONE+ 2% Down Payment Credit Program:  Unlocking Homeownership Opportunities

Down Payment Credit Program: Unlocking Homeownership Opportunities


For aspiring homeowners, saving up for a down payment can be a major obstacle. However, Millennial Home Loans can help break down this barrier and make homeownership more attainable. The ONE+ 2% Down Payment Credit Program offers a limited time opportunity for homebuyers to purchase their dream home with as little as a 1% down payment. In this blog post, we will explore the key benefits and eligibility requirements of this program, highlighting how it can open doors for individuals and families looking to own a home.

A Path to Affordable Homeownership:

The ONE+ 2% Down Payment Credit Program is designed to provide homebuyers with the financial assistance they need to make their homeownership dreams a reality. With a generous 2% down payment credit from the lender up to $7,000, borrowers can secure a home with as little as a 1% down payment. This reduced down payment requirement can significantly lower the initial financial burden and help individuals and families enter the housing market.

No Repayment Requirement or Silent Second Lien:

Unlike many other assistance programs, the ONE+ program offers a 2% grant from the lender, up to $7,000, without any repayment requirement or the creation of a silent second lien.

Freedom from Mortgage Insurance:

Mortgage insurance is often a significant expense for homebuyers, particularly those with smaller down payments. However, with the ONE+ program, borrowers will not have to pay any monthly mortgage payments, which will save borrowers a substantial amount over the life of the loan.

Geographic Freedom and Loan Limits:

One notable advantage of the ONE+ program is that it imposes no geographic restrictions. Homebuyers can take advantage of this program regardless of the location of where they want to purchase their next home.   Furthermore, with a maximum loan limit of $350,000 there are many available properties that will qualify for this limited time mortgage loan option. 

Support for Manufactured Homes:

Recognizing the evolving housing market, the ONE+ program extends its benefits to those interested in purchasing manufactured homes. With a 5% down payment (3% from the borrower and 2% from the lender), aspiring homeowners can secure their ideal manufactured home, opening up new possibilities for affordable and quality housing.


The ONE+ 2% Down Payment Credit Program presents a unique opportunity for homebuyers to overcome financial barriers and achieve their dreams of homeownership. With its generous down payment credit/grant assistance, absence of mortgage insurance, and flexible eligibility criteria, this program provides a pathway to affordable homeownership. Whether you’re a first-time buyer or someone looking for a better housing solution, the ONE+ program might be the key to unlocking your homeownership goals. Act now to take advantage of this limited-time offer and embark on your journey towards owning a home.

Introducing the ONE+ 2% Down Payment Credit Program:  Unlocking Homeownership Opportunities
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