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Click below if you want to Build, Buy, Rehab, or Refinance

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Home » Renovation Loan

Repair and Renovation Loans

Renovation loans – low down payment

One loan includes repair and reno budget

Use after completed value

Perfect for foreclosures,
as-is, short-sales

3.5%

FHA – Flexible income and credit score requirements

0%

VA – Available to current and former service members ²

3% to 5%

CONFORMING – Limits up to $806,500 & High Balance loan limits up to $1,149,825¹

0%

USDA – Available for homebuyers in rural communities¹

OTHER LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS

One-Time Close Construction Loans ^{1, 2}

VA Loans to Purchase, Build, or Rehab ²

$0 Down Loans with No Down Payment ^{1, 2}

FHA Loans to Purchase, Build, or Rehab ¹

Conventional Loan to Purchase, Build, or Rehab

Renovation Loans to Purchase & Renovate ^{1, 2}

USDA Loans to Purchase, Build, or Rehab ¹

3% to 5% Down Payment Options ¹

Jumbo Loans for Larger Loan Amounts ²

Programs have income and purchase price restrictions based on income and location. Please check with your loan officer for details.
Former service members must have qualifying discharge confirmed by lender via certificate of eligibility from the Veteran’s Administration Department