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Home » Construction Loan

Purchase Loans

Purchasing a house and arranging mortgage loan financing can be a stressful process. At Millennial Home Loans we strive toward minimizing the complexity by providing you with the information necessary to select the mortgage solution that best meets your needs. Whether you are purchasing an existing built home, new home construction, or need a combined purchase and renovation loan, we can recommend the right solution using a conventional, FHA, VA, and USDA Loan program.

One-time close construction loans

No interim financing
required

Down payments as low as 0%

Flexible financing terms

3.5%

FHA – Flexible income and credit score requirements

VA – Available to current and former service members ²

3% to 5%

CONFORMING – Limits up to $766,550 & High Balance loan limits up to $1,149,825

USDA – Available for homebuyers in rural communities

OTHER LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS

One-Time Close Construction Loans ^{1, 2}

VA Loans to Purchase, Build, or Rehab ²

$0 Down Loans with No Down Payment ^{1, 2}

FHA Loans to Purchase, Build, or Rehab ¹

Conventional Loan to Purchase, Build, or Rehab

Renovation Loans to Purchase & Renovate ^{1, 2}

USDA Loans to Purchase, Build, or Rehab ¹

3% to 5% Down Payment Options ¹

Jumbo Loans for Larger Loan Amounts ²

Programs have income and purchase price restrictions based on income and location. Please check with your loan officer for details.
Former service members must have qualifying discharge confirmed by lender via certificate of eligibility from the Veteran’s Administration Department