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    Home » Refinance Loans » Reverse Mortgage Loans

    Reverse Mortgage Loans Provide Financial Security To Senior Citizens?

    A reverse mortgage is a financial product available to homeowners aged 62 or older that enables them to convert a portion of their home equity into cash.  Unlike traditional mortgages where homeowners make monthly payments to a lender, with a reverse mortgage, the lender makes payments to the homeowner, either as a lump sum, monthly payments, or a line of credit.

    The loan is repaid when the homeowner sells the home, moves out permanently, or passes away.   Reverse mortgages can provide older homeowners with a valuable source of income in retirement, allowing them to access funds without having to sell their home.

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