A reverse mortgage is a financial product available to homeowners aged 62 or older that enables them to convert a portion of their home equity into cash. Unlike traditional mortgages where homeowners make monthly payments to a lender, with a reverse mortgage, the lender makes payments to the homeowner, either as a lump sum, monthly payments, or a line of credit.
The loan is repaid when the homeowner sells the home, moves out permanently, or passes away.  Reverse mortgages can provide older homeowners with a valuable source of income in retirement, allowing them to access funds without having to sell their home.
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To learn more about the ONE+ W/2% GRANT Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the Conforming and Jumbo Construction Loan Program fill out the form below or call (866)Â 747-2882 to get started now!
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Millennial Home Loans will be contacting you shortly to review your mortgage information and provide a FREE Loan Consultation. During you Free Loan Consultation we will assist you with:
Loan options available to you
Your eligibility for a mortgage loan
Determining how much you qualify for
Obtaining your loan pre-qualification letter
Providing contact information for your Loan Officer, who will be available to you throughout the process; from taking a loan application to your loan closing
Can’t Wait! If you need to obtain a loan pre-qualification you can complete an online loan applicatio immediately. Or call us at (866) 552-5912.
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? Mortgage Insurance Factorial is a number used to calculate a monthly mortgage insurance premium that is usually required on a loan with less than a 20% down payment. Example .39
ARM or Adjustable Rate Mortgage’s offer an initial fixed-rate period. Upon the fixed-rate period ending, your interest will adjust based on the following pre-determined guidelines.
First Adjustment Period 3, 5, 7, and 10 Years
Subsequent Adjustment Period Every 1 Year. For the 5/5 every 5 years
ARM or Adjustable Rate Mortgage’s offer an initial fixed-rate period. Upon the fixed-rate period ending, your interest will adjust based on the following pre-determined guidelines.
First Adjustment Period 5 Years
Subsequent Adjustment Period Every 5 Years
First Adjustment Cap 2%
Annual Adjustment Cap 2%
Lifetime Rate Cap 6%
ARM Index Type 5 Year Treasury
ARM Margin 2.50%
Amortization Period 30 Years
To learn more about the 10% Down High Balance Everywhere Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the 5% Down High Balance Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the Conventional Low Down Payment Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the Conventional HomeStyle Renovation Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the FHA 203k Renovation Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the USDA Repair, Rehab, and Renovation Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the VA Renovation Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the Conforming and Jumbo Construction Loan Loan Program fill out the form below or call (866) 747-2882 to get started now!
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To learn more about the USDA OTC Construction Loan Program fill out the form below or call (866) 747-2882 to get started now!
Free Consultation! No Obligation and No Personal Information Required.
To learn more about the FHA OTC Construction Loan Program fill out the form below or call (866) 747-2882 to get started now!
Free Consultation! No Obligation and No Personal Information Required.
