Millennial Home Loans

Your Local Low-To-No Money Down Mortgage Loan Specialists With The Most Low Money Down Solutions All In One Location

Click below if you want to Build, Buy, Rehab, or Refinance

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Home » FHA Loan Program Options

FHA Loan Program Options

3.5% down fha mortgage loans

Down payment can come from a family gift

One stop shoping - purchase, build, renovate

Seller closing cost help 6%

3.5%

PURCHASE – Purchase a house with only 3.5% down

3.5%

ONE-TIME-CLOSE – Buy land and finance construction using one loan

3.5%

REHAB & RENOVATION – One loan to purchase and make small to large renovations

REFINANCE – FHA Streamline IRRRL and cashout to 80% appraised value

OTHER LOW-TO-NO MONEY DOWN MORTGAGE LOAN OPTIONS

One-Time Close Construction Loans ^{1, 2}

VA Loans to Purchase, Build, or Rehab ²

$0 Down Loans with No Down Payment ^{1, 2}

FHA Loans to Purchase, Build, or Rehab ¹

Conventional Loan to Purchase, Build, or Rehab

Renovation Loans to Purchase & Renovate ^{1, 2}

USDA Loans to Purchase, Build, or Rehab ¹

3% to 5% Down Payment Options ¹

Jumbo Loans for Larger Loan Amounts ²

Programs have income and purchase price restrictions based on income and location. Please check with your loan officer for details.
Former service members must have qualifying discharge confirmed by lender via certificate of eligibility from the Veteran’s Administration Department