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Quick application

With Millennial Home Loans quick online loan application, determining if you qualify for an USDA One-Time-Close/OTC Construction Loan and for how much, has never been easier.

Talk to a USDA One-Time-Close/OTC Construction Mortgage Expert

Not ready to apply online? No problem. Answer a few questions, and a USDA One-Time-Close/OTC Construction Home Loan Mortgage Expert will call you back.

USDA One-Time-Close/OTC Construction Loans.

0% Down, 6% Seller Closing Credit Allowed

Build your dream home in a designated USDA eligible area with no money down

Transaction Information

USDA Detailed Loan Calculations: Loan Amount
Purchase Price (Builder Cost and Land Cost [if applicable])
Construction Administration Cost
Total Acquisition Cost
Down Payment
Base Loan Amount
1.00% USDA Guarantee Fee
Total Loan Amount
Monthly Payment:
Prinicipal and Interest (PI)
USDA Annual Fee
Property Taxes
Homeowner Insurance
HOA/Condo Fee
Total Monthly Payment

    Send Me A Copy Of My USDA Construction Loan Calculations

    Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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