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Quick application

With Millennial Home Loans quick online loan application, determining if you qualify for a Home Buyer Advantage Loan Program and for how much, has never been easier.

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Home Buyer Advantage Loan Program

Home Buyer Advantage Conventional Mortgage Loan with Low 3% Down Payment Requirements

With only a 3% down payment requirement, home buyers can purchase a house with no monthly mortgage insurance and receive closing cost help from the seller up to 6% of the purchase price. Best of all this loan program allows manual underwriting with credit scores down to 620 and potentially no maximum income guidelines when purchasing a house in a low-to-moderate income census tract.

Transaction Information


Loan Amount:
Purchase Price
Down Payment
Loan Amount
Monthly Payment:
Monthly Prinicipal and Interest (PI)
Monthly Mortgage Insurance (MI)
Property Taxes
Homeowner Insurance
HOA/Condo Fee
Total Monthly Payment (PI + MI)

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    Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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