With Millennial Home Loans quick online loan application, determining if you qualify for a USDA Loan and for how much, has never been easier.

Not ready to apply online? No problem. Answer a few questions, and a USDA Home Loan Mortgage Expert will call you back.

USDA Loans.

0% Down, 6% Seller Closing Credit Allowed!

Buy a house in a designated USDA eligible area with no money down

Guidelines

Calculators

State *

County *

Household Size *

Income

Gross Annual Family Household Income (all members even if not on loan) *

USDA Gross Income Allowable Deductions (Must live in the household)

Children under the age of 18 *

Disabled or handicapped dependent (not the applicant or co-applicant) 18 and older *

Full time students 18 years of age or older *

Loan Applicant 62 years of age or older *

Documentable medical and disability expenses for family members 62 years of age in excess of 3% of gross income *

Verifiable childcare expenses (for children 12 and under) *

Annual Household Income
Total Deductions
Household's Adjusted Gross Income
Maximum Allowable Income for the selected County
Based on the Income Limits for the selected County for this loan you: