Refinance Option Calculator

Current Option -
Mortgage Payoff
Cashout Requested
FHA MIP Refund
Base Loan Amount
New Upfront Fee
New Loan Amount
Minimum Appraised Value
Minimum Appraised Value - Mortgage Insurance Required

Monthly Payment:
Principal & Interest
Monthly Mortgage Insurance
Monthly Property Tax
Monthly Homeowner/Hazard Insurance
Total Mortgage Payment
This payment is based on the interest rate entered above of

Alternate Loan Option -
Mortgage Payoff
Cashout Requested
Base Loan Amount
New Upfront Fee
New Loan Amount
Minimum Appraised Value

Monthly Payment:
Principal & Interest
Monthly Mortgage Insurance
Monthly Property Tax
Monthly Homeowner/Hazard Insurance
Total Mortgage Payment
This payment is based on the following estimated Interest rate

Alternate Loan Option -
Mortgage Payoff
Cashout Requested
Base Loan Amount
New Upfront Fee
New Loan Amount
Minimum Appraised Value

Monthly Payment:
Principal & Interest
Monthly Mortgage Insurance
Monthly Property Tax
Monthly Homeowner/Hazard Insurance
Total Mortgage Payment
This payment is based on the following estimated Interest rate

Alternate Loan Option -
Mortgage Payoff
Cashout Requested
Base Loan Amount
New Upfront Fee
New Loan Amount
Minimum Appraised Value

Monthly Payment:
Principal & Interest
Monthly Mortgage Insurance
Monthly Property Tax
Monthly Homeowner/Hazard Insurance
Total Mortgage Payment
This payment is based on the following estimated Interest rate

What type of property are you refinancing? *

How will this property be used? *

ZIP code of the property *

Please estimate the value of the property *

What is the remaining 1st mortgage balance? *

Do you have a second mortgage? *

Estimate your credit score *

When were you born? *

Have you or your spouse served in the military? *

Do you currently have a VA loan? *

Have you had a bankruptcy or foreclosure in the last 7 years? *

How long ago was the foreclosure? *

What is your current street address? *

What is your name? *

What is your email? *

Mobile or home phone number *

Social Security #
(Providing your SSN is optional, but it will allow us to get more personalized rates.)

I have read and agreed to the Privacy Statement and Terms and Use policy.

Thank you for requesting your 80/20 Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the 80-20 Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Thank you for requesting your CHOICERenovation® and HomeStyle® Renovation calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the Conventional CHOICERenovation® and HomeStyle® Renovation Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Thank you for requesting your Welcome Home RateBreak 2-1 Buydown marketing flyer.

Please check you email for the PDF attachment. If you don’t see the email in your in-box please check your junk or spam folders

To learn more about the Welcome Home RateBreak 2-1 Buydown Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Thank you for requesting your Welcome Home RateBreak 2-1 Buydown Calculations results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your USDA Construction Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Refinance Loan Option calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Purchase – Monthly Payment calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Purchase – USDA Renovation and Repair calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Maximum Offer Price calculation results.
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Thank you for requesting your FHA Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your FHA 203k Renovation Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Conventional Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your FHA Construction Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your VA Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your VA Construction Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your VA Renovation Loans calculation results.
Please check your email for the calculation worksheet. If you don’t see the email in your in-box please check your junk or spam folders.

Thank you for requesting your Millennial Home Loans Buy Before You Sell marketing flyer.
Please check your email for the PDF attachment. If you don’t see the email in your in-box please check your junk or spam folders.

To learn more about the Purchase Plus Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the ONE+ W/2% GRANT Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the Frederick County HAP Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the DPA Advantage Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the Homebuyer Assistance Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the BorrowerSmart Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the Conforming and Jumbo Construction Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the USDA OTC Construction Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the FHA OTC Construction Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the VA OTC Construction Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the FHA Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the 10% Down High Balance Everywhere Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the 5% Down Conventional Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the 10% Down High Balance Everywhere Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the VA Jumbo Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the 5% Down High Balance Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the 3% Down Conventional Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the USDA Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the VA Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the USDA Repair, Rehab, and Renovation Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the VA Renovation Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the USDA Renovation Loan Program
fill out the form below or call (866) 747-2882 to get started now!

To learn more about the FHA 203k Renovation Loan Program
fill out the form below or call (866) 747-2882 to get started now!

Thank You For Requesting Information On Your Low To No Money Down Loan Options

Millennial Home Loans will be contacting you shortly to review your mortgage information and provide a FREE Loan Consultation. During you Free Loan Consultation we will assist you with:

Loan options available to you
Your eligibility for a mortgage loan
Determining how much you qualify for
Obtaining your loan pre-qualification letter
Providing contact information for your Loan Officer, who will be available to you throughout the process; from taking a loan application to your loan closing

Can’t Wait! If you need to obtain a loan pre-qualification you can complete an online loan applicatio immediately. Or call us at (866) 552-5912.

FOR YOUR QUICKEST PROCESSING OF YOUR LOAN REQUEST CLICK HERE TO COMPLETE AN ONLINE LOAN APPLICATION

Thank you for requesting your Purchase Plus grant program marketing flyer.

Please check you email for the PDF attachment. If you don’t see the email in your in-box please check your junk or spam folders

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

If you want to discuss your personal Debt Consolidation Options, please complete the below information request form.

? Mortgage Insurance Factorial is a number used to calculate a monthly mortgage insurance premium that is usually required on a loan with less than a 20% down payment. Example .39

Adjustable Rate Mortgage – Adjustment Parameters

ARM or Adjustable Rate Mortgage’s offer an initial fixed-rate period. Upon the fixed-rate period ending, your interest will adjust based on the following pre-determined guidelines.

First Adjustment Period 3, 5, 7, and 10 Years
Subsequent Adjustment Period Every 1 Year. For the 5/5 every 5 years
First Adjustment Cap 2%
Annual Adjustment Cap 2%
Lifetime Rate Cap 6%
ARM Index Type 5 Year Treasury
Current ARM Index. Click Here
ARM Margin 2.50%
Amortization Period 30 Years

To learn more about the VA OTC Construction Loan Program fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Adjustable Rate Mortgage – Adjustment Parameters

ARM or Adjustable Rate Mortgage’s offer an initial fixed-rate period. Upon the fixed-rate period ending, your interest will adjust based on the following pre-determined guidelines.

First Adjustment Period 5 Years
Subsequent Adjustment Period Every 5 Years
First Adjustment Cap 2%
Annual Adjustment Cap 2%
Lifetime Rate Cap 6%
ARM Index Type 5 Year Treasury
ARM Margin 2.50%
Amortization Period 30 Years

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the Conforming and Jumbo Construction Loan Loan Program fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the USDA OTC Construction Loan Program fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

To learn more about the FHA OTC Construction Loan Program fill out the form below or call (866) 747-2882 to get started now!

Purpose of Loan *

Purchase/Refinance Time Frame *

What State *

What County *

Estimate your credit *

Approx Loan Amount *

Bankruptcy or Foreclosure *

Full Name *

Email Address *

Phone *

I have read and agreed to the Privacy Statement and Terms and Use policy.

Free Consultation! No Obligation and No Personal Information Required.

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